Privacy Policy

Your privacy is important to us. This policy outlines how Dikhumo Investments (CFI) collects, uses, and protects your personal information in compliance with the Protection of Personal Information Act (POPIA).

1. Information We Collect

We collect information necessary to manage your membership and financial interests, including:

• Identity Information (ID Number, Full Names, Gender, Date of Birth).
• Contact Details (Phone, Email, Physical Address).
• Next of Kin Details (for beneficiary purposes).
• Financial Information (Bank Account details for payouts).

2. How We Use Your Information

Your data is used strictly for:

• Maintaining the member register as required by law.
• Processing payments and distributing dividends.
• Communicating notices of meetings and cooperative business.
• Reporting to the Prudential Authority and CBDA as legally required.

3. Data Protection

We implement technical and organizational measures to secure your personal information. We do not sell your data to third parties. Data is only shared with regulatory bodies or service providers (e.g., auditors) under strict confidentiality agreements.

4. Your Rights

You have the right to access, correct, or request deletion of your personal information (subject to legal retention requirements). To exercise these rights, please contact the cooperative Secretary.